Banking Careers | Employment Positions | Northumberland National Bank

Careers

Northumberland National Bank provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Northumberland National Bank complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. View the Equal Opportunity is the Law poster.

Branch Manager/Lender

The Northumberland National Bank is currently looking for a Branch Manager/Lender for our Main Office, Northumberland. NNB is looking for a candidate who displays good leadership skills and the ability to motivate others, with a minimum of 7+ years of banking experience with management and/or lending experience preferred.

SUMMARY
Responsible for the daily operation of the branch office. Incumbent is responsible for the overall effort to develop business and grow the branch in terms of deposits and loans and generate revenue to meet branch budget goals. Supervise and develop staff in a manner that assures the bank achieves its Mission Statement, Vision Statement and Core Values. Provide positive leadership that reinforces our commitment to being the best community bank in the region. Responsible for providing direct and indirect personal loans, real estate loans, and small business by accepting, analyzing and acting on loan applications. Responsible for developing new business by making calls on prospective customers and referring business to other departments in the bank.

Typical Schedule
Full-time; Minimum of 40 hours per week required.

Supervisory Responsibilities
Role is responsible for managing 4+ branch employees.

ESSENTIAL FUNCTIONS

Review and maintain a work schedule to assure adequate staffing;
Make or review payment decisions daily;
Periodic review of vault cash;
Act as dual control for the ATM and vault;
Perform necessary operational procedures as outlined by the Monthly Security Report and deliver said report to the SVP, Branch Administration by the 10th of each month following the month of the report;
Be aware of all teller outages of $100 or greater and send a report to the SVP of Branch Administration within 24 hours;
Attend monthly Branch Manger’s Meeting and share appropriate information with staff within one week of receiving minutes;
Attend lender meetings and secondary market mortgage meetings as scheduled;
Responsible for making sure that the branch is in compliance with bank policy and procedure as well as regulatory compliance;
Oversee compliance with the teller performance policy and use this information to manage staff;
Complete evaluations and coaching on a quarterly basis, which involves individualized goals, as appropriate;
Open all categories of new accounts as needed and meet with existing customers as needed while always striving to achieve the bank’s Mission Statement, Vision Statement and Core Values;
Promote Wealth Management services including Trust and NNBFS;
Attend all training opportunities provided by the bank and encourage and recommend training for staff as available or as needed;
Lead and mentor staff by example in the areas of personal appearance, job knowledge, customer service, continuing education, professionalism and involvement in community service;
Participate in and/or complete all necessary bank training and see that all staff members participate and complete all necessary bank training as well;
Call on new or existing customers to help develop customer relationships, promoting products and providing problem resolution when necessary;
Represent the Bank throughout the year at civic and community events;
Report to Bank management changes in our market to adequately protect our competitive advantage and to develop new opportunities;
Assists in branch budget development and monitors performance toward those goals;
Meet with loan customers to determine what their needs are for personal loans, real estate loans, rural housing, small business, PHFA and secondary market loans;
Obtain and review credit reports;
Spend a significant amount of time on pre-approvals;
Underwrite and approve applications within approved lending authority;
Utilize bank software programs and ancillary software programs to process loan applications and determine if customers are eligible for various programs;
Input loan requests on system;
Work with local attorneys and realtors to provide the appropriate lending services;
Turn loans over to Loan Assistant for closing or personally attend the closing with the attorney for real estate loans;
Responsible for early disclosures, appraisal and recommendation write-ups, flood determination, lien searches, and commitment letters;
Review and determine collateral release terms and loan modification;
Review collateral values via online NADA and other resources;
Present loan requests to Board of Directors;
Follow up on past dues and assists bank’s Collector, with customer calls when needed, as well as overdrawn deposit accounts and other potential losses;
Collaborates with Commercial Loan Officer when required;
Maintain and update information regarding different loan products, especially compliance issues;
Courtesy, tact, and diplomacy are essential elements of the job;
Required to maintain the strictness of confidentiality in all matters;
Comply with all company policies and procedures;
Other administrative duties as assigned.

COMPETENCIES

Excellent time management, judgment, decision-making and critical thinking skills with a strong attention to detail;
Exceptional communication skills with an enhanced social perceptiveness and a service-oriented disposition;
Strong leadership and coaching skills;
Knowledge of computer software programs (e.g., Outlook, Excel, Power Point, Word);
Ability to maintain confidentiality with sensitive information and issues relating to the bank’s customers, policies, and personnel;
Knowledge of principles and processes for providing customer and personal services including customer needs assessment, and meeting quality standards for services;
Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, designing forms, and other office procedures.

For Full Time positions we offer a full benefit package including health and life insurance, vacation, retirement plan, 401k Plan, and FSA Plan is provided. Pay would be commensurate with background and prior work experience.

If interested, please submit your application by clicking on the Apply Now button below.

The Northumberland National Bank is committed to providing Equal Opportunity in Employment. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, or any other status protected by federal, state, or local law.

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Chief Financial Officer

The Northumberland National Bank is currently seeking a Chief Financial Officer. NNB is looking for a candidate to provide strategic leadership in the management of accounting, cash management, financial reporting and planning, capital funding and management of the bank investment portfolio for the organization in a safe and sound manner designed to meet the bank’s growth objectives.

Typical Schedule

Full-time; Minimum of 40 hours per week required.

Supervisory Responsibilities

Role is responsible for managing 1 direct report and the financial side of the Bank.

ESSENTIAL FUNCTIONS

Partner with the Chief Executive Officer and Executive Management, interacts regularly with the Board of Directors to formulate and implement financial strategies, policies and programs;
Manage the bank’s finance-related activities, including Merger & Acquisition Analysis, Investor Relations, Financial Management and Reporting, Planning/Budgeting/Forecasting, Investment Portfolio/Treasury Management, Capital/Liquidity, Interest Rate Risk Management, and Tax Management;
Lead management in the Allowance for Loans and Leases. Work collaboratively with credit management to actively manage these reserves to ensure they are consistently reasonable and meet all accounting, legal and regulatory requirements.
Directly supervise the Finance/Accounting business unit;
Serve as member of Executive Management, including providing leadership for all aspects of the Bank. This includes working closely with and supporting initiatives to ensure compliance with all laws, regulations and internal policies and procedures.
Lead the establishment of the annual budget and business plan of the company, including revenue, expense, operating, and capital spending budgets;
Ensure management accounting tools are being utilized effectively to measure, track, and monitor Product and Product Line Profitability. Work with Department Heads to promote decision-making based on credible information provided by the management accounting function;
Make presentations to investors;
Ensure that the Chief Executive Officer and Board of Directors are provided accurate, timely, and relevant information on the financial performance of the bank;
Establish an optimal capital structure for the bank. Minimize the cost of capital, while maintaining appropriate regulatory capital ratios and financial flexibility;
Provide day-to-day leadership and management for the Finance Group, ensuring that it is properly organized, staffed, developed, motivated and compensated;
Serve as an active member and participant of various Management Committees such as the Asset/Liability Committee;
Lead all activities related to the external auditors;
Work with business unit heads to ensure that they are managing resources effectively and efficiently, and within budget and peer ranges;
Assume a visible role in the company’s marketplace through leadership involvement in selected non-profit, economic development, and professional organizations;
Courtesy, tact, and diplomacy are essential elements of the job;
Participate in and set an example for prompt and thorough completion of all required bank training;
Required to maintain the strictness of confidentiality in all matters;
Comply with all company policies and procedures;
Other administrative duties as assigned.

REQUIRED EDUCATION & EXPERIENCE

Undergraduate degree in Business Administration, Accounting, Economics or Finance;
Fifteen (15) years progressive financial management experience in a community bank, with at least five (5) years at the Executive Management level;

Proven experience preparing and presenting reports to a Board of Directors.

PREFERRED EDUCATION AND EXPERIENCE

Masters in Business Administration, Accounting, Economics or Finance;
Continued professional development.

If interested, please submit your application by clicking on the Apply Now button below.

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Universal Banker I

The Northumberland National Bank is currently looking for a Universal Banker I for our Main office. NNB is looking for candidates who are high energy, have a high level of organizational skills, who are detail oriented, with perennial “can-do” attitudes, and who display professionalism at all times.

SUMMARY
Provide services to customers, ensuring transactions are completed in accordance with the bank’s established policies and procedures. This position has extensive customer contact and responsibility for answering questions, and solving customer problems. An NNB Universal Banker I provides retail banking services and products to customers.

Typical Schedule
Full Time, Monday – Friday 8:00 a.m. to 6:15 p.m. and Saturdays 8:00 a.m. to 12:15 p.m. Flexibility is required to ensure adequate staffing.

ESSENTIAL FUNCTIONS

Explain, promote, or sell products or services using computerized information about customers to tailor recommendations;
Answer basic customer inquiries regarding interest rates, service charges and account histories while complying with disclosure requirements, regulations and consumer privacy policies;
Open new accounts (checking, savings, Time Deposits, IRAs and HSAs) on Bankway; perform Chex-systems OFAC check for new customer and Risk Rating Form. Complete with accuracy all outstanding deposit control items in a timely manner;
Understand and assist customer with IRA contribution and distribution processing;
Open/close safe deposit boxes, assist manager with box inventories, assist customers in entering safe deposit boxes as necessary;
Maintain a teller drawer to accept cash and cash items from customers;
Receive checking and savings deposits: verify cash and endorsements, receive proper identification for cash back and issue receipts of deposit;
Examine checks deposited and determine proper funds availability based on regulation requirements and complete hold notices;
Process savings withdrawals. Cash checks: verify endorsement, receive proper identification and ensure validity;
Appropriately issue, redeem and log monetary instruments;
Buy and sell currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded;
Verify and process night deposits and mail deposits;
Assist in daily review of Vault transactions and balancing of the vault as well as periodic counts/verifications of the vault cash. Assist in maintaining proper levels of Vault cash;
Process loan payments and LOC advances;
Assist with ATM balancing and restocking
Follow bank policies and procedures for customer and account maintenance;
Balance drawer daily, including periodic batching of cashed checks;
Complete required CTRs and SAMs;
Prepare affidavits and stop payments;
Must have a high level of understanding of all bank deposit products and the details of their transaction processing;
Courtesy, tact, and diplomacy are essential elements of the job;
Participate in and/or complete all necessary bank training;
Required to maintain the strictness of confidentiality in all matters;
Comply with all company policies and procedures;
Other administrative duties as assigned.

COMPETENCIES

Excellent time management, judgment, decision-making and critical thinking skills with a strong attention to detail;
Exceptional communication skills with an enhanced social perceptiveness and a service-oriented disposition;
Knowledge of computer software programs (e.g., Outlook, Excel, Power Point, Word)
Ability to maintain confidentiality with sensitive information and issues relating to the bank’s customers, policies, and personnel;
Knowledge of principles and processes for providing customer and personal services including customer needs assessment, and meeting quality standards for services;
Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, designing forms, and other office procedures.

REQUIRED EDUCATION & EXPERIENCE

High School Diploma or GED;
6 Months Cash Handling Experience.

If interested, please submit your application by clicking on the Apply Now button below.

Apply Now

Deposit Control and IRA Specialist

The Northumberland National Bank is currently seeking a Deposit Control & IRA Specialist at our Operations office, Northumberland. NNB is looking for candidates who display good communication skills, who are high energy, have a high level of organizational skills, who are detail oriented, with a perennial “can-do” attitude and who display professionalism at all times.

SUMMARY
Responsible for reviewing all IRA accounts and transactions and being the main point of contact for employees with questions. Responsible for verifying deposit accounts have been opened and any maintenance to those accounts are in accordance with bank policy and procedures as well as legal guidelines as a back up to Deposit Controller. This role carries no supervisory duties.

Typical Schedule
Full Time, Monday – Friday 8:00 a.m. to 5:00 p.m. Flexibility is required to ensure adequate staffing.

ESSENTIAL FUNCTIONS

Review all new individual retirement accounts (IRA);
Review all maintenance on IRAs;
Review various IRA reports in VCR;
Primary contact for employees with IRA questions;
Verify deposit accounts have been opened in accordance with bank policy and procedures as well as legal guidelines; as a backup to Deposit Control;
Verify maintenance to deposit accounts is in accordance with bank policy and procedures as well as legal guidelines; as a backup to Deposit Control;
Process Subpoenas & Garnishments as a backup to Deposit Control;
Completing the Escheatment process;
Processing of wires;
Scan & index all documents, as needed
Customer Service & problem resolution;
Pick up & deliver work from/to Main office, as needed
Back up EFT department; as needed
Assist with telephone banking, internet banking, mobile banking & debit cards;
Routinely interface with employees and managers from other departments;
Perform various clerical duties on a daily basis;
Courtesy, tact, and diplomacy are essential elements of the job;
Participate in and/or complete all necessary bank training;
Required to maintain the strictness of confidentiality in all matters;
Comply with all company policies and procedures;
Other administrative duties as assigned.

COMPETENCIES

Familiarity with opening deposit accounts in accordance with bank policy and procedures as well as legal guidelines;
Excellent time management, judgment, decision-making and critical thinking skills with a strong attention to detail;
Exceptional communication skills with an enhanced social perceptiveness and a service-oriented disposition;
Knowledge of computer software programs (e.g., Outlook, Excel, Power Point, Word)
Ability to maintain confidentiality with sensitive information and issues relating to the bank’s customers, policies, and personnel;
Knowledge of principles and processes for providing customer and personal services including customer needs assessment, and meeting quality standards for services;
Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, designing forms, and other office procedures.

REQUIRED EDUCATION & EXPERIENCE

High School Diploma or GED.
5 years prior banking experience and IRA experience; preferred.

If interested, please submit your application by clicking on the Apply Now button below.

Apply Now