Rates

Savings Account Rates

BALANCEINTEREST RATEANNUAL PERCENTAGE YIELD
$0 – $2,499.990.10%0.10%
$2,500 and up0.20%0.20%

Rates effective 09/16/2021 to 09/22/2021.

All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Rates are variable and subject to change without notice.


Health Savings Account Rates

MINIMUM BALANCEINTEREST RATEANNUAL PERCENTAGE YIELD
$1,0000.05%0.05%

Rates effective 09/16/2021 to 09/22/2021.

All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Rates are variable and subject to change without notice.


Money Market ACCOUNT RATES

BALANCEInterest RateAnnual Percentage Yield
$0 – $2,499.990%0%
$2,500 – $19,999.990.20%0.20%
$20,000 – $49,999.990.25%0.25%
$50,000 – $99,999.990.30%0.30%
$100,000 – $499,999.990.40%0.40%
$500,000 and over0.41%0.41%

Rates effective 09/16/2021 to 09/22/2021.

All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Fees may reduce earnings. Rates are variable and subject to change without notice.


NOW Account Rates

Minimum BalanceInterest RateAnnual Percentage Yield
$1,0000.05%0.05%

Rates effective 09/16/2021 to 09/22/2021.

All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Fees may reduce earnings. Rates are variable and subject to change without notice.


CD RATES

CD TermRate TiersInterest Terms
3 months$2,500
$5,000
$100,000
Monthly compounding or
Monthly or quarterly check or
Monthly or quarterly deposit to NNB account
6 months$2,500
$5,000
$100,000
Monthly compounding or
Monthly, quarterly, semiannual check or
Monthly, quarterly, or semiannual deposit to NNB account
12 months
18 months$5,000
$100,000
Monthly compounding or
Monthly, quarterly, semiannual, or annual check or
Monthly, quarterly, semiannual, or annual deposit to NNB account
24 months
30 months
36 months
48 months
60 months
TermMinimum BalanceInterest RateAnnual Percentage Yield
3 Months$2,5000.10%0.10%
3 Months$5,0000.20%0.20%
3 Months$100,0000.30%0.30%
6 Months$2,5000.15%0.15%
6 Months$5,0000.25%0.25%
6 Months$100,0000.35%0.35%
9 Months$5,0000.25%0.25%
12 Months$2,5000.25%0.25%
12 Months$5,0000.35%0.35%
12 Months$100,0000.45%0.45%
14 Months$5,000.000.35%0.35%
18 Months$5,0000.35%0.35%
18 Months$100,0000.45%0.45%
24 Months$5,0000.45%0.45%
24 Months$100,0000.55%0.55%
30 Months$5,0000.45%0.45%
30 Months$100,0000.55%0.55%
36 Months$5,0000.60%0.60%
36 Months$100,0000.70%0.70%
48 Months$5,0000.70%0.70%
48 Months$100,0000.80%0.80%
60 Months$5,0000.75%0.75%
60 Months$100,0000.85%0.85%

Rates effective 09/16/2021 to 09/22/2021.

All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Rates are subject to change without notice. Penalty for early withdrawal of CD or IRA.


IRA Rates

TermMinimum BalanceInterest RateAnnual Percentage Yield
3 Months$5000.05%0.05%
3 Months$2,5000.10%0.10%
3 Months$5,0000.20%0.20%
3 Months$100,0000.30%0.30%
6 Months$5000.05%0.05%
6 Months$2,5000.15%0.15%
6 Months$5,0000.25%0.25%
6 Months$100,0000.35%0.35%
9 Months$5,0000.25%0.25%
12 Months$5000.15%0.15%
12 Months$2,5000.25%0.25%
12 Months$5,0000.35%0.35%
12 Months$100,0000.45%0.45%
14 Months$5,0000.35%0.35%
18 Months$5000.15%0.15%
18 Months$2,5000.25%0.25%
18 Months$5,0000.35%0.35%
18 Months$100,0000.45%0.45%
24 Months$5000.25%0.25%
24 Months$2,5000.35%0.35%
24 Months$5,0000.45%0.45%
24 Months$100,0000.55%0.55%
30 Months$5,0000.45%0.45%
30 Months$100,0000.55%0.55%
36 Months$5000.400%0.40%
36 Months$2,5000.500%0.50%
36 Months$5,0000.600%0.60%
36 Months$100,0000.700%0.70%
48 Months$5000.500%0.50%
48 Months$2,5000.600%0.60%
48 Months$5,0000.700%0.70%
48 Months$100,0000.800%0.80%
60 Months$5000.550%0.55%
60 Months$2,5000.650%0.65%
60 Months$5,0000.750%0.75%
60 Months$100,0000.850%0.85%

Rates effective 09/16/2021 to 09/22/2021. All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Rates are subject to change without notice. Penalty for early withdrawal of CD or IRA.


Home Equity Loans

TermInterest RateAPRPayment/$1,000.00
3 years2.750%2.788%$28.99 per month based on 36 months at 2.788% APR
5 years2.750%2.788%$17.88 per month based on 60 months at 2.788% APR
7 years3.500%3.549%$13.47 per month based on 84 months at 3.549% APR
10 years3.875%3.929%$10.10 per month based on 120 months at 3.929% APR
15 years4.000%4.055%$7.43 per month based on 180 months at 4.055% APR

Rates effective through 09/24/2021.

All interest rate information provided assumes applicant(s) have a minimum Experian credit score of 650 and agree to automatic payment from a NNB deposit account. Standard Loan Fees may apply.


Secured Personal Loan

TermInterest RateAPRPayment/$1,000
36 months5.750%5.834%$30.35 per month based on 36 months at 5.834% APR
60 Months5.750%5.834%$19.26 per month based on 60 months at 5.834% APR

Rates effective through 09/24/2021.

All interest rate information provided assumes applicant(s) have a minimum Experian credit score of 650 and agree to automatic payment from a NNB deposit account. Standard Loan Fees may apply.


Unsecured Personal Loan

TermInterest RateAPRPayment/$1,000
36 months12.000%12.175%$33.30 per month based on 36 months at 12.175% APR

Rates effective through 09/24/2021.

All interest rate information provided assumes applicant(s) have a minimum Experian credit score of 650 and agree to automatic payment from a NNB deposit account. Standard Loan Fees may apply.


Secured Vehicle Loan

ModelInterest RateAPRPayment/$1,000
New up to 36 months3.625%3.675%$29.39 per month based on 36 months at 3.675% APR
New 37 to 48 months3.875%3.928%$22.55 per month based on 48 months at 3.928% APR
New 49 to 60 months4.000%4.055%$1845 per month based on 60 months at 4.055% APR
New 61 to 72 months4.375%4.435%$15.85 per month based on 72 months at 4.435% APR
Used not older than 5 years up to 48 months4.250%4.309%$22.72 per month based on 48 months at 4.309% APR
Used five years or older up to 36 months4.375%4.435%$29.72 per month based on 36 months at 4.435% APR

Rates effective through 09/24/2021

All interest rate information provided assumes applicant(s) have a minimum Experian credit score of 650 and agree to automatic payment from a NNB deposit account. Standard Loan Fees may apply.

Northumberland National Bank