Rates

Rates

Savings Account Rates

BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD
$0 – $2,499.99 0.10% 0.10%
$2,500 and up 0.20% 0.20%

Rates effective 12/1/16 to 12/7/16.

All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Rates are variable and subject to change without notice.


Health Savings Account Rates

MINIMUM BALANCE INTEREST RATE ANNUAL PERCENTAGE YIELD
$1,000 0.05% 0.05%

Rates effective 12/1/16 to 12/7/16.

All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Rates are variable and subject to change without notice.


Money Market ACCOUNT RATES

BALANCE Interest Rate Annual Percentage Yield
$0 – $2,499.99 0% 0%
$2,500 – $19,999.99 0.15% 0.15%
$20,000 – $49,999.99 0.20% 0.20%
$50,000 – $99,999.99  0.25% 0.25%
$100,000.00 and over 0.40% 0.40%

Rates effective 12/1/16 to 12/7/16.

All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Fees may reduce earnings. Rates are variable and subject to change without notice.


NOW Account Rates

Minimum Balance Interest Rate Annual Percentage Yield
$1,000 0.05% 0.05%

Rates effective 12/1/16 to 12/7/16.

All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Fees may reduce earnings. Rates are variable and subject to change without notice.


CD RATES

CD Term Rate Tiers Interest Terms
3 months $2,500
$5,000
$100,000
Monthly compounding or
Monthly or quarterly check or
Monthly or quarterly deposit to NNB account
6 months $2,500
$5,000
$100,000
Monthly compounding or
Monthly, quarterly, semiannual check or
Monthly, quarterly, or semiannual deposit to NNB account
12 months
18 months $5,000
$100,000
Monthly compounding or
Monthly, quarterly, semiannual, or annual check or
Monthly, quarterly, semiannual, or annual deposit to NNB account
24 months
30 months
36 months
48 months
60 months
Term Minimum Balance Interest Rate Annual Percentage Yield
3 Months $2,500 0.10% 0.10%
3 Months $5,000 0.20% 0.20%
3 Months $100,000 0.30% 0.30%
6 Months $2,500 0.15% 0.15%
6 Months $5,000 0.25% 0.25%
6 Months $100,000 0.35% 0.35%
9 Months $5,000 0.25% 0.25%
12 Months $2,500 0.20% 0.20%
12 Months $5,000 0.30% 0.30%
12 Months $100,000 0.40% 0.40%
14 Months $5,000 0.30% 0.30%
18 Months $5,000 0.35% 0.35%
18 Months $100,000 0.45% 0.45%
24 Months $5,000 0.50% 0.50%
24 Months $100,000 0.60% 0.60%
30 Months $5,000 0.50% 0.50%
30 Months $100,000 0.60% 0.60%
36 Months $5,000 1.00% 1.00%
36 Months $100,000 1.10% 1.11%
48 Months $5,000 1.29% 1.30%
48 Months $100,000 1.39% 1.40%
60 Months $5,000 1.59% 1.60%
60 Months $100,000 1.69% 1.70%

Rates effective 12/1/16 to 12/7/16.

All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Rates are subject to change without notice. Penalty for early withdrawal of CD or IRA.


IRA Rates

Term Minimum Balance Interest Rate Annual Percentage Yield
3 Months $500 0.05% 0.05%
3 Months $2,000 0.10% 0.10%
3 Months $5,000 0.20% 0.20%
3 Months $100,000 0.30% 0.30%
6 Months $500 0.05% 0.05%
6 Months $2,000 0.15% 0.15%
6 Months $5,000 0.25% 0.25%
6 Months $100,000 0.35% 0.35%
9 Months $5,000 0.25% 0.25%
12 Months $500 0.10% 0.10%
12 Months $2,000 0.20% 0.20%
12 Months $5,000 0.30% 0.30%
12 Months $100,000 0.40% 0.40%
14 Months $5,000 0.30% 0.30%
18 Months $500 0.15% 0.15%
18 Months $2,000 0.25% 0.25%
18 Months $5,000 0.35% 0.35%
18 Months $100,000 0.45% 0.45%
24 Months $500 0.30% 0.30%
24 Months $2,000 0.40% 0.40%
24 Months $5,000 0.50% 0.50%
24 Months $100,000 0.60% 0.60%
30 Months $500 0.30% 0.30%
30 Months $2,000 0.40% 0.40%
30 Months $5,000 0.50% 0.50%
30 Months $100,000 0.60% 0.60%
36 Months $500 0.80% 0.80%
36 Months $2,000 0.90% 0.90%
36 Months $5,000 1.00% 1.00%
36 Months $100,000 1.10% 1.11%
48 Months $500 1.09% 1.10%
48 Months $2,000 1.19% 1.20%
48 Months $5,000 1.29% 1.30%
48 Months $100,000 1.39% 1.40%
60 Months $500 1.39% 1.40%
60 Months $2,000 1.49% 1.50%
60 Months $5,000 1.59% 1.60%
60 Months $100,000 1.69% 1.70%

Rates effective 12/1/16 to 12/7/16.

All APYs (Annual Percentage Yields) are based on monthly compounding of interest. If interest is withdrawn prior to maturity, APYs will be lower. Rates are subject to change without notice. Penalty for early withdrawal of CD or IRA.


Home Equity Loans and Lines of Credit

Term Interest Rate APR Payment/$1,000.00
3 years 2.875% 2.917% $29.05 per month based on 36 months at 2.917% APR
5 years 3.375% 3.424% $18.16 per month based on 60 months at 3.424% APR
7 years 3.875% 3.932% $13.64 per month based on 84 months at 3.392% APR
10 years 4.375% 4.439% $10.34 per month based on 120 months at 4.439% APR
15 years 5.500% 5.580% $8.22 per month based on 180 months at 5.580% APR

Rates effective 11/24/16 to 12/1/16.

All interest rate information provided assumes applicant(s) have a minimum Experian credit score of 650 and agree to automatic payment from a NNB deposit account. Standard Loan Fees may apply.


Secured Personal Loan

Term Interest Rate APR Payment/$1,000
36 months 5.750% 5.834% $30.35 per month based on 36 months at 5.834% APR
60 Months 5.750% 5.834% $19.26 per month based on 60 months at 5.834% APR

Rates effective 11/24/16 to 12/1/16.

All interest rate information provided assumes applicant(s) have a minimum Experian credit score of 650 and agree to automatic payment from a NNB deposit account. Standard Loan Fees may apply.


Unsecured Personal Loan

Term Interest Rate APR Payment/$1,000
36 months 12.000% 12.175% $33.30 per month based on 36 months at 12.175% APR

Rates effective 11/24/16 to 12/1/16.

All interest rate information provided assumes applicant(s) have a minimum Experian credit score of 650 and agree to automatic payment from a NNB deposit account. Standard Loan Fees may apply.


Secured Vehicle Loan

Model Interest Rate APR Payment/$1,000
2011 Model or New up to 48 months 3.950% 4.126% $22.59 per month based on 48 months at 4.126% APR
New 49 to 60 months 4.500% 4.566% $18.68 per month based on 60 months at 4.566% APR
New 61 to 72 months 4.750% 4.819% $16.03 per month based on 72 months at 4.819% APR
2010 model & older up to 48 months 7.950% 8.352% $24.45 per month based on 48 months at 8.352% APR

Rates effective 11/24/16 to 12/1/16.

All interest rate information provided assumes applicant(s) have a minimum Experian credit score of 650 and agree to automatic payment from a NNB deposit account. Standard Loan Fees may apply.

Northumberland National Bank