We offer the flexibility and local decisioning that the big banks wish they could.
Get approvals on business loans, personalized loan packages that fit your business needs, and access to a combination of government loan programs and conventional bank financing.
Patricia Pensyl
SVP Commercial Lender
570-701-3512
Matthew Brown
Commercial Lender
570-701-3559
Dennis Keefer
Ag Lending Development Officer
570-701-3559
When you apply for a loan or mortgage, your credit report is pulled from credit bureaus. Under the Fair Credit Reporting Act (15 U.S.C. §1681), those credit bureaus can then sell your data to other mortgage companies and lenders competing for your business. Creditors and mortgage companies can then contact you with prescreened offers by phone, mail or email that are based on the information in your credit report.
Norry Bank does not sell your information to any third party for marketing purposes. But there is a way you can stop the offers.
If you do not want to receive prescreened offers of credit, you can:
- Opt out of getting them for five years.
- Visit www.optoutprescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688).
- Opt out of getting them permanently.
- Visit www.optoutprescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688) to start the process. To complete your request to permanently opt out, you’ll need to sign and return the Permanent Opt-Out Election form you’ll receive after you start the process.
The telephone number and website are operated by the major consumer reporting companies and credit bureaus. When you call or visit the website, you’ll be asked to provide certain personal information, including your name, address, Social Security number, and date of birth. The information you provide is confidential and will be used only to process your request to opt-out.
Opting out of prescreened offers does not affect your ability to apply for or get credit. If you have a joint mortgage, both parties need to opt-out to stop the prescreened offers. If or when you want to opt back in, you can call 1-888-5-OPT-OPT (1-888-567-8688) or visit www.optoutprescreen.com.
For more information about the Fair Credit Reporting Act, visit https://www.ftc.gov/legal-library/browse/statutes/fair-credit-reporting-act.