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In-House Loans

Traditional Loans
A variety of flexible options and terms that include adjustable and fixed rates.

Family Backed Mortgages
Leverage the equity of a family member’s property to purchase a home with no money down. Learn more here. 

Bridge Loan
Assistance with purchasing a new home before your current home is sold. Take out a loan against your current home in order to make the down payment on a new home.

Secondary Market Loans

Federal Housing Administration (FHA)
A government-backed mortgage that offers low down payments and mortgage insurance with a fixed interest rate for the term of your loan.

Pennsylvania Housing Finance Agency (PHFA)
A state-funded mortgage program with competitive interest rates and lower fees. You may also qualify for down payment and/or closing cost assistance. Programs available include renovation and repair, purchase improvement, conventional with low down payment, closing cost assistance loans.

U.S. Department of Agriculture (USDA) Rural Housing
A mortgage that offers a 0% down payment option and a monthly guarantee to buyers that meet income eligibility and are purchasing in an eligible area.

Veterans Affairs (VA)
Available to Servicemembers, Veterans and eligible surviving spouses to help build, buy, repair, retain or adapt a home.

Refinance

If you are looking to lower your interest rate or reduce your monthly payments, consider refinancing your existing mortgage. Click here to learn more or for more information. 

Home Equity or Line of Credit

A Home Equity Loan or Line of Credit can take advantage of the value in your home to fund a renovation project, consolidate debt or assist with a major purchase. Read more here. 

Not sure where to start? Call us at 888-877-6623 or visit www.norrybank.com/locations to connect with a lender near you. 

When you apply for a loan or mortgage, your credit report is pulled from credit bureaus. Under the Fair Credit Reporting Act (15 U.S.C. §1681), those credit bureaus can then sell your data to other mortgage companies and lenders competing for your business. Creditors and mortgage companies can then contact you with prescreened offers by phone, mail or email that are based on the information in your credit report.  

Norry Bank does not sell your information to any third party for marketing purposes. But there is a way you can stop the offers.

If you do not want to receive prescreened offers of credit, you can:

• Opt out of getting them for five years.
  • Visit www.optoutprescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688).
• Opt out of getting them permanently.
  • Visit www.optoutprescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688) to start the process. To complete your request to permanently opt out, you’ll need to sign and return the Permanent Opt-Out Election form you’ll receive after you start the process.

The telephone number and website are operated by the major consumer reporting companies and credit bureaus. When you call or visit the website, you’ll be asked to provide certain personal information, including your name, address, Social Security number, and date of birth. The information you provide is confidential and will be used only to process your request to opt-out.

Opting out of prescreened offers does not affect your ability to apply for or get credit. If you have a joint mortgage, both parties need to opt-out to stop the prescreened offers. If or when you want to opt back in, you can call 1-888-5-OPT-OPT (1-888-567-8688) or visit www.optoutprescreen.com. 

For more information about the Fair Credit Reporting Act, visit https://www.ftc.gov/legal-library/browse/statutes/fair-credit-reporting-act. 

Frequently asked questions about mortgages