Paycheck Protection Program Loans


January 15, 2021 | SBA Re-Opening Paycheck Protection Program to Small Lenders on Friday, January 15 and All Lenders on Tuesday, January 19

The U.S. Small Business Administration, in consultation with the U.S. Treasury Department, will re-open the Paycheck Protection Program (PPP) loan portal to PPP-eligible lenders with $1 billion or less in assets for First and Second Draw applications on Friday, January 15, 2021 at 9 a.m. EST. The portal will fully open on Tuesday, January 19, 2021 to all participating PPP lenders to submit First and Second Draw loan applications to SBA.

First Draw PPP Loans are for those borrowers who have not received a PPP loan before August 8, 2020.

Second Draw PPP Loans are for eligible small businesses with 300 employees or less, that previously received a First Draw PPP Loan and will use or have used the full amount only for authorized uses, and that can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020. The maximum amount of a Second Draw PPP loan is $2 million. 

Updated PPP Lender forms, guidance, and resources are available at and

For First Draw PPP Borrower applicants, access the application form here.
For Second Draw applicants with prior PPP Loans, access the application form here.

Contact your lender for assistance or to learn more. To find a lender near you, visit and click on a branch location to view staff.

December 8, 2020 | The U.S. Small Business Administration has shared updated information before the anticipated release of additional SBA loan recipient data. Learn more on the SBA’s site here

October 13, 2020 | The U.S. Small Business Administration, in consultation with the Treasury Department, today released a simpler loan forgiveness application for Paycheck Protection Program (PPP) loans of $50,000 or less. This action streamlines the PPP forgiveness process to provide financial and administrative relief to America’s smallest businesses while also ensuring sound stewardship of taxpayer dollars.

Click here to view the simpler loan forgiveness application.
Click here to view the instructions for completing the simpler loan forgiveness application.
Click here to view the Interim Final Rule on the simpler forgiveness process for loans of $50,000 or less.

All PPP customers who may have used “Kabbage” to obtain their PPP loan should have received an email notifying you that your loans are now being serviced by If you go to the site, it should redirect you to website to service your PPP loan. K Servicing will handle all forgiveness applications for these loans.

Over 90% of PPP customers should be eligible to use the 3508S form for a streamlined forgiveness application. K Servicing expects this application to be live on before Thanksgiving. Please note, all borrowers have ten months after the covered period to apply for forgiveness, and we are encouraging borrowers to wait as there is no benefit for users to complete the forgiveness applications early.


August 8, 2020 | Current law (as of August 08, 2020) dictates that THE PPP LOAN PROGRAM IS no longer accepting new applications.

We are happy to assist the business borrowers of our communities as we navigate these circumstances together.
For general questions on how NNB can assist you, current customers should call their lending officer directly. For general other inquiries please call us toll free at 888-877-6623.

The PPP Loan Program is generally entering the “forgiveness” application phase. For more information on loan “forgiveness,” click here.
For other general PPP Loan Program Frequently Asked Questions, please click here.


As our valued customer, we wanted to alert you that the Small Business Administration and Treasury Department have announced that they have publicly released certain information about Paycheck Protection Program (PPP) borrowers.

As a Community Bank we value our customers’ privacy. We want to inform you that The Northumberland National Bank did not voluntarily release this information, nor do we endorse this publication. Please be reassured that we continue to have strong controls in place to protect the data we have on file. 

We are proud to participate in the PPP and help our customers navigate this challenging COVID-19 environment. If you have any questions or need further assistance, please don’t hesitate to reach out to us.

For details on the information that has been released, please visit this link.


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